Chat with Updraft Get more from your money with a free personal finance chat. Lovely humans, here to talk through small changes that can pay off big. Start a chat now

You can potentially save on this Credit Card with an Updraft pay off loan. Paying off over a longer term and at a lower interest rate means you’ll pay less each month than your current fixed amount.

Say hello to Updraft Credit A personal loan to pay off credit cards, overdrafts and everything in between. Our aim is to lower the cost of your existing credit and help you get it paid off faster.

Once you’ve installed Updraft on your phone, you can check your eligibility in less than 2 minutes.

Chat with Updraft We'll help you understand what to pay off and when. Bespoke guidance that will help you make changes and feel your free. Start a chat now

Updraft is acting as an agent of TrueLayer, who is providing the regulated Account Information Service and is authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 and Electronic Money Regulations 2011 …

Updraft is acting as an agent of TrueLayer, who is providing the regulated Account Information Service and is authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 and Electronic Money Regulations 2011 …

You can check your eligibility for Updraft Credit within the app, just look for 'Check Eligibility for Updraft Credit' on one of the main home cards. Once you've started, just follow the few simple steps and you'll be finished in no time at all.

What current accounts and credit cards can I link to Updraft? I want to connect a different bank account/change the bank account I have connected. What do I do?

Please note that an Updraft ‘soft search’ will result in an additional ‘hard search’ on your credit file if you decide to take the Updraft loan product. For loan repayments we will also offer a Direct Debit service through our partner Modulr Finance and London & Zurich Ltd.